In this first biography of the Herndons, Carole Merritt narrates how Herndon nurtured the Atlanta Life Insurance Company from a faltering enterprise he bought for $140 into one of the largest Black financial institutions in America; how he acquired the most substantial Black property holdings in Atlanta; and how he developed his barbering business from a one-chair shop into the nation’s largest and most elegant parlor, the resplendent, twenty-three chair “Crystal Palace” in the heart of White Atlanta. The Herndons’ world was the educational and business elite of Atlanta. But as Blacks, they were intimately bound to the course of Black life. The Atlanta Race Riot of 1906 and its impact on the Herndons demonstrated that all Blacks, regardless of class, were the victims of racial terrorism. Through The Herndons, issues of race, class, and color in turn-of-the-century Atlanta come into sharp focus. Their story is one of by-the-bootstraps resolve, tough compromises in the face of racism, and lasting contributions to their city and nation.